Birmingham Plan · Miami Heights, OH 45002

$469,380

3 bd · 2.5 ba · 2,691 sqft · SingleFamily · 279 Days on market

↓ 7% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.0/30.0
• ARV discount +7.5/15.0
• Schools +5.3/10.0
• DSCR +4.2/10.0
• 1% rule +3.9/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Discover The Birmingham A Two-Story Home Designed for the Way You Live The Birmingham offers the perfect blend of space, style, and flexibility to match your lifestyle. This impressive two-story floorplan welcomes you with a wide foyer and open layout that leads into a bright and spacious family room-ideal for everyday living and entertaining. Add even more warmth and character with optional features like a gas fireplace or additional windows. At the heart of the home, the kitchen shines with an island countertop, a double-door pantry, and a generous breakfast area-perfect for casual meals and morning routines. Upstairs, your private retreat awaits. The expansive owner's suite, entered through elegant French doors, features a large walk-in closet and a luxurious owner's bath with a soaking tub, separate shower, and dual-sink vanity. Convenience continues with a thoughtfully placed second-floor laundry room, which can be enhanced with a folding station, extra natural light, and even a direct entry into your closet. Want more flexibility? Choose between an open second-floor loft or an additional bedroom-whatever fits your needs best. Start personalizing The Birmingham today and bring your vision of home to life.

Key facts

• Bright family room
• Open layout
• Double door pantry

Tags

• TWO STORY HOME
• WIDE FOYER
• OPEN LAYOUT
• BRIGHT FAMILY ROOM
• ISLAND COUNTERTOP
• DOUBLE DOOR PANTRY

🏗️ New construction. The $469,380 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $505,478.

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $469k.

Deal economics

• At list price, monthly cash flow is $62 ($741/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $450k (4.1% below list).
• Recommended offer: $413k (12.0% below list) — sets the bar for market timing.
• Cap rate 6.4% vs local median 3.5% in Miami Heights — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#752 in OH) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
• Three Rivers Local (rural): math 58% / reading 61% proficiency, ranked #256 of 656 in OH (top 39%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Three Rivers Elementary (math 65% / reading 52%, grade B-, #708 of 1,584 statewide, top 45%, 793 students, 35% FRL); Taylor Middle School (math 54% / reading 65%, grade B, #271 of 654 statewide, top 43%, 665 students, 40% FRL); Taylor High School (math 24% / reading 67%, grade D-, #463 of 781 statewide, top 59%, 644 students, 32% FRL) — zoned schools at 36% FRL track the district average.
• Market conditions: 68 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 801 units permitted in Hamilton County in 2024 (190 in 5+ unit buildings).
• At $4,500/mo this rent would consume 64% of the median local household income ($85k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 279 days — a 12% lower offer ($413k) is reasonable based on typical stale-listing flexibility.

Recommended offer $413,054 (12.0% below list)

Questions for the listing agent

1. It's been on market 279 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 6.44%
• Cash-on-cash: 0.52%
• DSCR: 1.02
• GRM: 9.4

CMA / ARV

• ARV (median comp): $505,478
• List price: $469,380
• Delta: -7.14%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
191 Edgefield Dr	0.32mi	4/2.5 (+1)	2,839 (+6%)	8mo	$500,000	$176	64
8708 Quietwood Ln	0.12mi	4/3.5 (+1)	3,040 (+13%)	2mo	$467,000	$154	62
106 Reids Way	0.28mi	4/3.5 (+1)	2,915 (+8%)	8mo	$500,000	$172	57
4011 Bremen Pass	0.26mi	4/3.5 (+1)	2,362 (-12%)	3mo	$490,000	$207	56
605 Coleberry Ct	0.54mi	4/3.0 (+1)	2,778 (+3%)	10mo	$450,000	$162	54
3891 Haley Ln	0.65mi	4/2.5 (+1)	2,832 (+5%)	3mo	$506,000	$179	53
3894 Bremen Pass	0.44mi	4/3.0 (+1)	2,333 (-13%)	2mo	$445,000	$191	49
583 Laurelwood Dr	0.70mi	4/3.5 (+1)	2,700 (+0%)	12mo	$500,000	$185	48
511 Laurelwood Dr	0.51mi	4/2.5 (+1)	2,485 (-8%)	13mo	$433,000	$174	48
3796 Bremen Pass	0.58mi	4/3.0 (+1)	2,578 (-4%)	14mo	$512,000	$199	48
587 Laurelwood Dr	0.71mi	4/2.5 (+1)	2,790 (+4%)	12mo	$465,000	$167	46
702 Rosewynne Ct	0.51mi	4/3.5 (+1)	3,064 (+14%)	5mo	$450,000	$147	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -15.5%
• Equity multiple: 0.45×
• Total profit: $-77,908
• Equity at exit: $75,368

10-year hold

• IRR: -6.9%
• Equity multiple: 0.56×
• Total profit: $-62,500
• Equity at exit: $43,704

Cash invested: $141,534 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 45002

• Home prices YoY: -28.9%
• Active inventory: 68
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $4,500 medium
• Mortgage (P&I): −$2,651
• Tax est. 1.5%: −$632 /mo · $7,582/yr
• Insurance: −$211
• HOA: −$0
• Vacancy / Maint / Mgmt: −$945
• Net cashflow: $62

Break-even live

Break-even rent $4,422

Max offer price $505,478

Occupancy floor 94%

Sensitivity live

Price	-10% $411	-5% $236	+0% $62	+5% $-113	+10% $-288
Rent	-10% $-294	-5% $-116	+0% $62	+5% $240	+10% $417
Rate	-1.0pp $316	-0.5pp $190	base $62	+0.5pp $-69	+1.0pp $-202

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $126,369
• Closing costs: $15,164
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
8705 Quietwood Ln Cleves, OH	4.0	2.5	3708	$4,500	$1.21	45d	1	0.14mi

Listing history 35 events

1. 2026-06-21
   days on market $469,380 Active 279 DOM
2. 2026-06-21
   days on market $469,380 Active 278 DOM
3. 2026-06-18
   days on market $469,380 Active 276 DOM
4. 2026-06-17
   days on market $469,380 Active 275 DOM
5. 2026-06-16
   days on market $469,380 Active 274 DOM
6. 2026-06-15
   days on market $469,380 Active 273 DOM
7. 2026-06-13
   days on market $469,380 Active 271 DOM
8. 2026-06-12
   days on market $469,380 Active 270 DOM
9. 2026-06-09
   days on market $469,380 Active 267 DOM
10. 2026-06-08
    days on market $469,380 Active 266 DOM
11. 2026-06-08
    days on market $469,380 Active 265 DOM
12. 2026-06-04
    days on market $469,380 Active 261 DOM
13. 2026-06-02
    days on market $469,380 Active 260 DOM
14. 2026-06-01
    days on market $469,380 Active 259 DOM
15. 2026-05-31
    days on market $469,380 Active 258 DOM
16. 2026-04-29
    price $469,380 1229-char remark

    Show marketing remark (1229 chars)

    Discover The Birmingham A Two-Story Home Designed for the Way You Live The Birmingham offers the perfect blend of space, style, and flexibility to match your lifestyle. This impressive two-story floorplan welcomes you with a wide foyer and open layout that leads into a bright and spacious family room-ideal for everyday living and entertaining. Add even more warmth and character with optional features like a gas fireplace or additional windows. At the heart of the home, the kitchen shines with an island countertop, a double-door pantry, and a generous breakfast area-perfect for casual meals and morning routines. Upstairs, your private retreat awaits. The expansive owner's suite, entered through elegant French doors, features a large walk-in closet and a luxurious owner's bath with a soaking tub, separate shower, and dual-sink vanity. Convenience continues with a thoughtfully placed second-floor laundry room, which can be enhanced with a folding station, extra natural light, and even a direct entry into your closet. Want more flexibility? Choose between an open second-floor loft or an additional bedroom-whatever fits your needs best. Start personalizing The Birmingham today and bring your vision of home to life.

17. 2026-04-01
    price $468,380 1229-char remark

    Show marketing remark (1229 chars)

    Discover The Birmingham A Two-Story Home Designed for the Way You Live The Birmingham offers the perfect blend of space, style, and flexibility to match your lifestyle. This impressive two-story floorplan welcomes you with a wide foyer and open layout that leads into a bright and spacious family room-ideal for everyday living and entertaining. Add even more warmth and character with optional features like a gas fireplace or additional windows. At the heart of the home, the kitchen shines with an island countertop, a double-door pantry, and a generous breakfast area-perfect for casual meals and morning routines. Upstairs, your private retreat awaits. The expansive owner's suite, entered through elegant French doors, features a large walk-in closet and a luxurious owner's bath with a soaking tub, separate shower, and dual-sink vanity. Convenience continues with a thoughtfully placed second-floor laundry room, which can be enhanced with a folding station, extra natural light, and even a direct entry into your closet. Want more flexibility? Choose between an open second-floor loft or an additional bedroom-whatever fits your needs best. Start personalizing The Birmingham today and bring your vision of home to life.

18. 2026-03-31
    price $464,580 1229-char remark

    Show marketing remark (1229 chars)

    Discover The Birmingham A Two-Story Home Designed for the Way You Live The Birmingham offers the perfect blend of space, style, and flexibility to match your lifestyle. This impressive two-story floorplan welcomes you with a wide foyer and open layout that leads into a bright and spacious family room-ideal for everyday living and entertaining. Add even more warmth and character with optional features like a gas fireplace or additional windows. At the heart of the home, the kitchen shines with an island countertop, a double-door pantry, and a generous breakfast area-perfect for casual meals and morning routines. Upstairs, your private retreat awaits. The expansive owner's suite, entered through elegant French doors, features a large walk-in closet and a luxurious owner's bath with a soaking tub, separate shower, and dual-sink vanity. Convenience continues with a thoughtfully placed second-floor laundry room, which can be enhanced with a folding station, extra natural light, and even a direct entry into your closet. Want more flexibility? Choose between an open second-floor loft or an additional bedroom-whatever fits your needs best. Start personalizing The Birmingham today and bring your vision of home to life.

19. 2026-03-13
    price $473,375 1229-char remark

    Show marketing remark (1229 chars)

    Discover The Birmingham A Two-Story Home Designed for the Way You Live The Birmingham offers the perfect blend of space, style, and flexibility to match your lifestyle. This impressive two-story floorplan welcomes you with a wide foyer and open layout that leads into a bright and spacious family room-ideal for everyday living and entertaining. Add even more warmth and character with optional features like a gas fireplace or additional windows. At the heart of the home, the kitchen shines with an island countertop, a double-door pantry, and a generous breakfast area-perfect for casual meals and morning routines. Upstairs, your private retreat awaits. The expansive owner's suite, entered through elegant French doors, features a large walk-in closet and a luxurious owner's bath with a soaking tub, separate shower, and dual-sink vanity. Convenience continues with a thoughtfully placed second-floor laundry room, which can be enhanced with a folding station, extra natural light, and even a direct entry into your closet. Want more flexibility? Choose between an open second-floor loft or an additional bedroom-whatever fits your needs best. Start personalizing The Birmingham today and bring your vision of home to life.

20. 2026-03-06
    price $498,985 1229-char remark

    Show marketing remark (1229 chars)

    Discover The Birmingham A Two-Story Home Designed for the Way You Live The Birmingham offers the perfect blend of space, style, and flexibility to match your lifestyle. This impressive two-story floorplan welcomes you with a wide foyer and open layout that leads into a bright and spacious family room-ideal for everyday living and entertaining. Add even more warmth and character with optional features like a gas fireplace or additional windows. At the heart of the home, the kitchen shines with an island countertop, a double-door pantry, and a generous breakfast area-perfect for casual meals and morning routines. Upstairs, your private retreat awaits. The expansive owner's suite, entered through elegant French doors, features a large walk-in closet and a luxurious owner's bath with a soaking tub, separate shower, and dual-sink vanity. Convenience continues with a thoughtfully placed second-floor laundry room, which can be enhanced with a folding station, extra natural light, and even a direct entry into your closet. Want more flexibility? Choose between an open second-floor loft or an additional bedroom-whatever fits your needs best. Start personalizing The Birmingham today and bring your vision of home to life.

21. 2026-02-28
    price $501,985 1229-char remark

    Show marketing remark (1229 chars)

    Discover The Birmingham A Two-Story Home Designed for the Way You Live The Birmingham offers the perfect blend of space, style, and flexibility to match your lifestyle. This impressive two-story floorplan welcomes you with a wide foyer and open layout that leads into a bright and spacious family room-ideal for everyday living and entertaining. Add even more warmth and character with optional features like a gas fireplace or additional windows. At the heart of the home, the kitchen shines with an island countertop, a double-door pantry, and a generous breakfast area-perfect for casual meals and morning routines. Upstairs, your private retreat awaits. The expansive owner's suite, entered through elegant French doors, features a large walk-in closet and a luxurious owner's bath with a soaking tub, separate shower, and dual-sink vanity. Convenience continues with a thoughtfully placed second-floor laundry room, which can be enhanced with a folding station, extra natural light, and even a direct entry into your closet. Want more flexibility? Choose between an open second-floor loft or an additional bedroom-whatever fits your needs best. Start personalizing The Birmingham today and bring your vision of home to life.

22. 2026-01-31
    price $493,990 1229-char remark

    Show marketing remark (1229 chars)

    Discover The Birmingham A Two-Story Home Designed for the Way You Live The Birmingham offers the perfect blend of space, style, and flexibility to match your lifestyle. This impressive two-story floorplan welcomes you with a wide foyer and open layout that leads into a bright and spacious family room-ideal for everyday living and entertaining. Add even more warmth and character with optional features like a gas fireplace or additional windows. At the heart of the home, the kitchen shines with an island countertop, a double-door pantry, and a generous breakfast area-perfect for casual meals and morning routines. Upstairs, your private retreat awaits. The expansive owner's suite, entered through elegant French doors, features a large walk-in closet and a luxurious owner's bath with a soaking tub, separate shower, and dual-sink vanity. Convenience continues with a thoughtfully placed second-floor laundry room, which can be enhanced with a folding station, extra natural light, and even a direct entry into your closet. Want more flexibility? Choose between an open second-floor loft or an additional bedroom-whatever fits your needs best. Start personalizing The Birmingham today and bring your vision of home to life.

23. 2026-01-27
    price $491,730 1229-char remark

    Show marketing remark (1229 chars)

    Discover The Birmingham A Two-Story Home Designed for the Way You Live The Birmingham offers the perfect blend of space, style, and flexibility to match your lifestyle. This impressive two-story floorplan welcomes you with a wide foyer and open layout that leads into a bright and spacious family room-ideal for everyday living and entertaining. Add even more warmth and character with optional features like a gas fireplace or additional windows. At the heart of the home, the kitchen shines with an island countertop, a double-door pantry, and a generous breakfast area-perfect for casual meals and morning routines. Upstairs, your private retreat awaits. The expansive owner's suite, entered through elegant French doors, features a large walk-in closet and a luxurious owner's bath with a soaking tub, separate shower, and dual-sink vanity. Convenience continues with a thoughtfully placed second-floor laundry room, which can be enhanced with a folding station, extra natural light, and even a direct entry into your closet. Want more flexibility? Choose between an open second-floor loft or an additional bedroom-whatever fits your needs best. Start personalizing The Birmingham today and bring your vision of home to life.

24. 2026-01-24
    price $498,315 1229-char remark

    Show marketing remark (1229 chars)

    Discover The Birmingham A Two-Story Home Designed for the Way You Live The Birmingham offers the perfect blend of space, style, and flexibility to match your lifestyle. This impressive two-story floorplan welcomes you with a wide foyer and open layout that leads into a bright and spacious family room-ideal for everyday living and entertaining. Add even more warmth and character with optional features like a gas fireplace or additional windows. At the heart of the home, the kitchen shines with an island countertop, a double-door pantry, and a generous breakfast area-perfect for casual meals and morning routines. Upstairs, your private retreat awaits. The expansive owner's suite, entered through elegant French doors, features a large walk-in closet and a luxurious owner's bath with a soaking tub, separate shower, and dual-sink vanity. Convenience continues with a thoughtfully placed second-floor laundry room, which can be enhanced with a folding station, extra natural light, and even a direct entry into your closet. Want more flexibility? Choose between an open second-floor loft or an additional bedroom-whatever fits your needs best. Start personalizing The Birmingham today and bring your vision of home to life.

25. 2026-01-17
    price $494,420 1229-char remark

    Show marketing remark (1229 chars)

    Discover The Birmingham A Two-Story Home Designed for the Way You Live The Birmingham offers the perfect blend of space, style, and flexibility to match your lifestyle. This impressive two-story floorplan welcomes you with a wide foyer and open layout that leads into a bright and spacious family room-ideal for everyday living and entertaining. Add even more warmth and character with optional features like a gas fireplace or additional windows. At the heart of the home, the kitchen shines with an island countertop, a double-door pantry, and a generous breakfast area-perfect for casual meals and morning routines. Upstairs, your private retreat awaits. The expansive owner's suite, entered through elegant French doors, features a large walk-in closet and a luxurious owner's bath with a soaking tub, separate shower, and dual-sink vanity. Convenience continues with a thoughtfully placed second-floor laundry room, which can be enhanced with a folding station, extra natural light, and even a direct entry into your closet. Want more flexibility? Choose between an open second-floor loft or an additional bedroom-whatever fits your needs best. Start personalizing The Birmingham today and bring your vision of home to life.

26. 2026-01-14
    price $507,020 1229-char remark

    Show marketing remark (1229 chars)

    Discover The Birmingham A Two-Story Home Designed for the Way You Live The Birmingham offers the perfect blend of space, style, and flexibility to match your lifestyle. This impressive two-story floorplan welcomes you with a wide foyer and open layout that leads into a bright and spacious family room-ideal for everyday living and entertaining. Add even more warmth and character with optional features like a gas fireplace or additional windows. At the heart of the home, the kitchen shines with an island countertop, a double-door pantry, and a generous breakfast area-perfect for casual meals and morning routines. Upstairs, your private retreat awaits. The expansive owner's suite, entered through elegant French doors, features a large walk-in closet and a luxurious owner's bath with a soaking tub, separate shower, and dual-sink vanity. Convenience continues with a thoughtfully placed second-floor laundry room, which can be enhanced with a folding station, extra natural light, and even a direct entry into your closet. Want more flexibility? Choose between an open second-floor loft or an additional bedroom-whatever fits your needs best. Start personalizing The Birmingham today and bring your vision of home to life.

27. 2026-01-07
    price $510,915 1229-char remark

    Show marketing remark (1229 chars)

    Discover The Birmingham A Two-Story Home Designed for the Way You Live The Birmingham offers the perfect blend of space, style, and flexibility to match your lifestyle. This impressive two-story floorplan welcomes you with a wide foyer and open layout that leads into a bright and spacious family room-ideal for everyday living and entertaining. Add even more warmth and character with optional features like a gas fireplace or additional windows. At the heart of the home, the kitchen shines with an island countertop, a double-door pantry, and a generous breakfast area-perfect for casual meals and morning routines. Upstairs, your private retreat awaits. The expansive owner's suite, entered through elegant French doors, features a large walk-in closet and a luxurious owner's bath with a soaking tub, separate shower, and dual-sink vanity. Convenience continues with a thoughtfully placed second-floor laundry room, which can be enhanced with a folding station, extra natural light, and even a direct entry into your closet. Want more flexibility? Choose between an open second-floor loft or an additional bedroom-whatever fits your needs best. Start personalizing The Birmingham today and bring your vision of home to life.

28. 2026-01-06
    price $514,410 1229-char remark

    Show marketing remark (1229 chars)

    Discover The Birmingham A Two-Story Home Designed for the Way You Live The Birmingham offers the perfect blend of space, style, and flexibility to match your lifestyle. This impressive two-story floorplan welcomes you with a wide foyer and open layout that leads into a bright and spacious family room-ideal for everyday living and entertaining. Add even more warmth and character with optional features like a gas fireplace or additional windows. At the heart of the home, the kitchen shines with an island countertop, a double-door pantry, and a generous breakfast area-perfect for casual meals and morning routines. Upstairs, your private retreat awaits. The expansive owner's suite, entered through elegant French doors, features a large walk-in closet and a luxurious owner's bath with a soaking tub, separate shower, and dual-sink vanity. Convenience continues with a thoughtfully placed second-floor laundry room, which can be enhanced with a folding station, extra natural light, and even a direct entry into your closet. Want more flexibility? Choose between an open second-floor loft or an additional bedroom-whatever fits your needs best. Start personalizing The Birmingham today and bring your vision of home to life.

29. 2025-12-29
    price $510,915 1229-char remark

    Show marketing remark (1229 chars)

    Discover The Birmingham A Two-Story Home Designed for the Way You Live The Birmingham offers the perfect blend of space, style, and flexibility to match your lifestyle. This impressive two-story floorplan welcomes you with a wide foyer and open layout that leads into a bright and spacious family room-ideal for everyday living and entertaining. Add even more warmth and character with optional features like a gas fireplace or additional windows. At the heart of the home, the kitchen shines with an island countertop, a double-door pantry, and a generous breakfast area-perfect for casual meals and morning routines. Upstairs, your private retreat awaits. The expansive owner's suite, entered through elegant French doors, features a large walk-in closet and a luxurious owner's bath with a soaking tub, separate shower, and dual-sink vanity. Convenience continues with a thoughtfully placed second-floor laundry room, which can be enhanced with a folding station, extra natural light, and even a direct entry into your closet. Want more flexibility? Choose between an open second-floor loft or an additional bedroom-whatever fits your needs best. Start personalizing The Birmingham today and bring your vision of home to life.

30. 2025-12-25
    price $515,605 1229-char remark

    Show marketing remark (1229 chars)

    Discover The Birmingham A Two-Story Home Designed for the Way You Live The Birmingham offers the perfect blend of space, style, and flexibility to match your lifestyle. This impressive two-story floorplan welcomes you with a wide foyer and open layout that leads into a bright and spacious family room-ideal for everyday living and entertaining. Add even more warmth and character with optional features like a gas fireplace or additional windows. At the heart of the home, the kitchen shines with an island countertop, a double-door pantry, and a generous breakfast area-perfect for casual meals and morning routines. Upstairs, your private retreat awaits. The expansive owner's suite, entered through elegant French doors, features a large walk-in closet and a luxurious owner's bath with a soaking tub, separate shower, and dual-sink vanity. Convenience continues with a thoughtfully placed second-floor laundry room, which can be enhanced with a folding station, extra natural light, and even a direct entry into your closet. Want more flexibility? Choose between an open second-floor loft or an additional bedroom-whatever fits your needs best. Start personalizing The Birmingham today and bring your vision of home to life.

31. 2025-12-20
    price $495,005 1229-char remark

    Show marketing remark (1229 chars)

    Discover The Birmingham A Two-Story Home Designed for the Way You Live The Birmingham offers the perfect blend of space, style, and flexibility to match your lifestyle. This impressive two-story floorplan welcomes you with a wide foyer and open layout that leads into a bright and spacious family room-ideal for everyday living and entertaining. Add even more warmth and character with optional features like a gas fireplace or additional windows. At the heart of the home, the kitchen shines with an island countertop, a double-door pantry, and a generous breakfast area-perfect for casual meals and morning routines. Upstairs, your private retreat awaits. The expansive owner's suite, entered through elegant French doors, features a large walk-in closet and a luxurious owner's bath with a soaking tub, separate shower, and dual-sink vanity. Convenience continues with a thoughtfully placed second-floor laundry room, which can be enhanced with a folding station, extra natural light, and even a direct entry into your closet. Want more flexibility? Choose between an open second-floor loft or an additional bedroom-whatever fits your needs best. Start personalizing The Birmingham today and bring your vision of home to life.

32. 2025-12-18
    price $507,090 1229-char remark

    Show marketing remark (1229 chars)

    Discover The Birmingham A Two-Story Home Designed for the Way You Live The Birmingham offers the perfect blend of space, style, and flexibility to match your lifestyle. This impressive two-story floorplan welcomes you with a wide foyer and open layout that leads into a bright and spacious family room-ideal for everyday living and entertaining. Add even more warmth and character with optional features like a gas fireplace or additional windows. At the heart of the home, the kitchen shines with an island countertop, a double-door pantry, and a generous breakfast area-perfect for casual meals and morning routines. Upstairs, your private retreat awaits. The expansive owner's suite, entered through elegant French doors, features a large walk-in closet and a luxurious owner's bath with a soaking tub, separate shower, and dual-sink vanity. Convenience continues with a thoughtfully placed second-floor laundry room, which can be enhanced with a folding station, extra natural light, and even a direct entry into your closet. Want more flexibility? Choose between an open second-floor loft or an additional bedroom-whatever fits your needs best. Start personalizing The Birmingham today and bring your vision of home to life.

33. 2025-10-11
    price $506,390 1229-char remark

    Show marketing remark (1229 chars)

    Discover The Birmingham A Two-Story Home Designed for the Way You Live The Birmingham offers the perfect blend of space, style, and flexibility to match your lifestyle. This impressive two-story floorplan welcomes you with a wide foyer and open layout that leads into a bright and spacious family room-ideal for everyday living and entertaining. Add even more warmth and character with optional features like a gas fireplace or additional windows. At the heart of the home, the kitchen shines with an island countertop, a double-door pantry, and a generous breakfast area-perfect for casual meals and morning routines. Upstairs, your private retreat awaits. The expansive owner's suite, entered through elegant French doors, features a large walk-in closet and a luxurious owner's bath with a soaking tub, separate shower, and dual-sink vanity. Convenience continues with a thoughtfully placed second-floor laundry room, which can be enhanced with a folding station, extra natural light, and even a direct entry into your closet. Want more flexibility? Choose between an open second-floor loft or an additional bedroom-whatever fits your needs best. Start personalizing The Birmingham today and bring your vision of home to life.

34. 2025-09-24
    price $507,190 1229-char remark

    Show marketing remark (1229 chars)

    Discover The Birmingham A Two-Story Home Designed for the Way You Live The Birmingham offers the perfect blend of space, style, and flexibility to match your lifestyle. This impressive two-story floorplan welcomes you with a wide foyer and open layout that leads into a bright and spacious family room-ideal for everyday living and entertaining. Add even more warmth and character with optional features like a gas fireplace or additional windows. At the heart of the home, the kitchen shines with an island countertop, a double-door pantry, and a generous breakfast area-perfect for casual meals and morning routines. Upstairs, your private retreat awaits. The expansive owner's suite, entered through elegant French doors, features a large walk-in closet and a luxurious owner's bath with a soaking tub, separate shower, and dual-sink vanity. Convenience continues with a thoughtfully placed second-floor laundry room, which can be enhanced with a folding station, extra natural light, and even a direct entry into your closet. Want more flexibility? Choose between an open second-floor loft or an additional bedroom-whatever fits your needs best. Start personalizing The Birmingham today and bring your vision of home to life.

35. 2025-09-15
    listed $506,495 Active 1229-char remark

    Show marketing remark (1229 chars)

    Discover The Birmingham A Two-Story Home Designed for the Way You Live The Birmingham offers the perfect blend of space, style, and flexibility to match your lifestyle. This impressive two-story floorplan welcomes you with a wide foyer and open layout that leads into a bright and spacious family room-ideal for everyday living and entertaining. Add even more warmth and character with optional features like a gas fireplace or additional windows. At the heart of the home, the kitchen shines with an island countertop, a double-door pantry, and a generous breakfast area-perfect for casual meals and morning routines. Upstairs, your private retreat awaits. The expansive owner's suite, entered through elegant French doors, features a large walk-in closet and a luxurious owner's bath with a soaking tub, separate shower, and dual-sink vanity. Convenience continues with a thoughtfully placed second-floor laundry room, which can be enhanced with a folding station, extra natural light, and even a direct entry into your closet. Want more flexibility? Choose between an open second-floor loft or an additional bedroom-whatever fits your needs best. Start personalizing The Birmingham today and bring your vision of home to life.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $54,000
• − Mortgage interest: −$28,315
• − Property taxes: −$7,582
• − Insurance: −$2,527
• − Repairs & maintenance: −$4,320
• − Management: −$4,320
• − Depreciation: −$14,705
• Taxable loss: −$7,769
• Est. tax savings @ 24.0%: +$1,865
• After-tax cash flow: $2,606/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Three Rivers Local
• NCES district ID: 3904739
• Math proficiency: 58% ▼ -9.00%
• Reading proficiency: 61% ▼ -10.00%
• Median HH income: $72,973
• Composite: 52.85/100
• National rank: #1533
• State rank: #256 of 656 in OH

Livability — Miami Heights

• Score: 65/100
• State rank: #752
• US rank: #13562

Category grades

Amenities F Commute F Cost of living B+ Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Miami Heights, OH
• County: Hamilton · 838,887 people
• Metro: Cincinnati, OH-KY-IN
• Population (ZIP): 14,647
• Household income: $84,597
• Rent vs Own: 24.8% rent · 75.2% own
• Severe rent burden: 12.0

Population outlook (Hamilton County) Hauer SSP2

• Today (2025): 826,054 people
• By 2030: 830,947 · +0.6%
• By 2040: 832,319 · +0.8%
• By 2050: 822,428 · -0.4%
• By 2075: 788,688 · -4.5%
• By 2100: 710,674 · -14.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (93%)
• Race & ethnicity: White 93% Two or more races 6% Hispanic / Latino 2%
• Common ancestry: Romanian 2% Slovak 2% Italian 2%
• Foreign-born: 1%
• Languages at home: 98% English-only · Spanish 1%

Political lean MEDSL · Hamilton

• 2024 margin: D (+14.9) · D 57.0% · R 42.1%
• 2008→2024 swing: +7.9pp toward D · 2008: 7.0pp · 2024: 14.9pp
• All cycles: 2024: D+14.9 2020: D+15.9 2016: D+9.5 2012: D+4.9 2008: D+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -85.62%
• Current HPI: 210.9397
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

-7.3% since first listed

20 events — show timeline

• 2026-04-29 Price Changed $469,380 Zillow
• 2026-04-01 Price Changed $468,380 Zillow
• 2026-03-31 Price Changed $464,580 Zillow
• 2026-03-13 Price Changed $473,375 Zillow
• 2026-03-06 Price Changed $498,985 Zillow
• 2026-02-28 Price Changed $501,985 Zillow
• 2026-01-31 Price Changed $493,990 Zillow
• 2026-01-27 Price Changed $491,730 Zillow
• 2026-01-24 Price Changed $498,315 Zillow
• 2026-01-17 Price Changed $494,420 Zillow
• 2026-01-14 Price Changed $507,020 Zillow
• 2026-01-07 Price Changed $510,915 Zillow
• 2026-01-06 Price Changed $514,410 Zillow
• 2025-12-29 Price Changed $510,915 Zillow
• 2025-12-25 Price Changed $515,605 Zillow
• 2025-12-20 Price Changed $495,005 Zillow
• 2025-12-18 Price Changed $507,090 Zillow
• 2025-10-11 Price Changed $506,390 Zillow
• 2025-09-24 Price Changed $507,190 Zillow
• 2025-09-15 Listed $506,495 Zillow